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Multi-currency, up to daily 1.0% p.a interest, local and international transfers – all in one business account.

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ANEXT Fixed Deposit

Earn guaranteed returns on idle capital

Place a fixed deposit and earn guaranteed returns, if held to maturity, with flexible tenures from just 1 month.

Get started

Fixed deposit that works for you

Flexible tenures

Get started with placement as short as 1 month or make your funds work harder with up to 12 months.

No renewal fees

Enjoy instant placements and convenient automatic renewals at no renewal fees.

Optimise returns with competitive rates

Toggle between the currencies below to see what works best for you. Plus, enjoy flexibility with no early termination fees. If you withdraw before maturity, your funds will still earn interest at the prevailing ANEXT Business Account interest rate! 

Short-term commitment, guaranteed returns

Enjoy guaranteed returns (if held to maturity) with flexible terms, starting from just one month. Available in USD, SGD and EUR.

USD flag USD
SGD flag SGD
EUR flag EUR
Interest earned
+4500 EUR
Total maturity value: EUR 504,500
EUR 5K
Deposit Amount

Competitive rates across currencies and tenures

Compare rates across USD, SGD and EUR to optimise your returns.

Month / Amount USD 5,000 - 249,999 USD 250,000 - 499,999 USD 500,000 - 999,999 USD 1,000,000 - 10,000,000
1 month 2.90 3.20 3.25 3.40
3 months 2.80 3.10 3.15 3.30
6 months 2.70 3.00 3.05 3.20
9 months 2.60 2.90 2.95 3.10
12 months 2.50 2.80 2.85 3.00
Month / Amount SGD 250,000 - 499,999 SGD 500,000 - 999,999 SGD 1,000,000 - 10,000,000
1 month 0.90 1.00 1.10
3 months 0.90 1.00 1.10
6 months 0.85 0.95 1.05
9 months 0.85 0.95 1.05
12 months 0.85 0.95 1.05
Month / Amount EUR 5,000 - 249,999 EUR 250,000 - 499,999 EUR 500,000 - 999,999 EUR 1,000,000 - 10,000,000
1 month 0.85 1.15 1.20 1.35
3 months 0.85 1.15 1.20 1.35
6 months 0.80 1.10 1.15 1.30
9 months 0.80 1.10 1.15 1.30
12 months 0.55 0.85 0.90 1.05
Effective: 5 February 2026

• Fixed Deposits can only be placed via the ANEXT Business Account, which is available to all Singapore incorporated businesses.

• Interest rates are indicative only. Rates quoted are in % on a per annum basis and are subject to change without prior notice.

• Interest rates for new Fixed Deposit placements and renewals are computed based on the prevailing interest rates at the time of each placement and/or renewal.

• The Bank reserves our rights not to pay interest on any Fixed Deposit subject to a Premature Withdrawal.

• Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars, foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured by the Singapore Deposit Insurance Corporation.

How to place a Fixed Deposit

Open a Fixed Deposit Account

Apply for an ANEXT Fixed Deposit Account.

A free ANEXT Fixed Deposit Account and a free ANEXT Business Account will be opened for your entity as part of this application.

Choose your placement amount, tenure, and start investing instantly!

Login to Online Banking and deposit your desired amount into your newly opened ANEXT Business Account.

 

From your Account Overview dashboard, click on the Fixed Deposit tab to place a fixed deposit – the funds will be drawn from your ANEXT Business Account.

Have an existing application?

Continue or track your application status.

Return to application

Have questions?

You will need to first open an ANEXT Business Account followed by an ANEXT Fixed Deposit account before you can make placements. Each business can open only one ANEXT Fixed Deposit account but multiple placements can be made under the same ANEXT Fixed Deposit account.

If you have an ANEXT Business Account
Step 1: Log in to Online Banking

Step 2: Navigate to the ‘Fixed Deposit Account’ on your dashboard to get started.

If you don’t have an ANEXT Business Account
Step 1: Open a free ANEXT Business Account here.

Step 2: Once your ANEXT Business Account has been opened, apply for a fixed deposit account via Online Banking according to the steps above.

You can place fixed deposits in EUR, SGD and/or USD based on the mininum amount of EUR5,000, S$250,000 or US$5,000 respectively.

Yes, you can place an unlimited number of fixed deposits, up to a maximum total of $5,000,000 per currency.

You can choose from a placement tenure of 1, 3, 6, 9 ,12, 18, 24 or 36 months.

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Ready to drive what's next for your business?

Join Singapore businesses that are growing with ANEXT Bank.

Open your business account and get solutions tailored to your needs.

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All visual representations (including but not limited to figures, rates, and user interfaces) are for illustration only. T&Cs apply.