Limited Time Promotion

Draw now, earn back with CreditNow this month

Promotion runs from 1 October to 1 November 2026. T&Cs apply.

Here's how your cashback works

1. Drawdown to earn cashback: Draw from your CreditNow facility between 1 October and 1 November 2026.

	Cashback you will receive for:
Drawdown amount	Holding the applicable drawdown on your credit line for 30-89 days*	Holding the applicable drawdown on your credit line for 90 days or more*
S$10,000 up to S$49,999	S$10	S$50
S$50,000 up to S$99,999	S$25	S$250
S$100,000 up to S$199,999	S$50	S$500
S$200,000 up to S$299,999	S$100	S$1,000
S$300,000	S$200	S$2,000

Cashback is assessed based on each eligible drawdown.

2. Enjoy your cashback: The cashback will be credited directly into your account within 60 days from the drawdown date if you hold the drawdown for 30-89 days, and within 120 days from the drawdown date if you hold the drawdown for 90 days or more. You will get cashback on the 30-day tier first; if the same drawdown later qualifies for the 90-day tier, we will top up by paying you the difference between the two after the 90-day period.

* You will only be eligible for cashback if you maintain and utilise the loan for the stated minimum duration.

T&Cs apply.

Have questions?

How do I activate this promotion?

No activation or promo code is required. Simply make an eligible CreditNow drawdown between 1 October and 1 November 2026 (both dates inclusive). All eligible drawdowns made during the Promotion Period may qualify for cashback. Your Cashback will depend on your qualifying drawdown amount and how long you maintain the qualifying loan utilisation.

Who is eligible for this promotion?

You may qualify if you are an eligible CreditNow customer, make one or more eligible CreditNow drawdowns during the Promotion Period, and your loan remains in good standing with all repayments made on time. Both your Account and CreditNow Loan must remain validly existing (e.g., without limitation, must not be suspended, cancelled or terminated), be in good standing (e.g., without limitation, you must not be in breach of their applicable terms, must not have any outstanding arrears or be in default) and conducted in a proper and satisfactory manner, as determined by us, at all times till crediting date.

How does the CreditNow Cashback Plus promotion work?

Cashback is calculated separately for each eligible drawdown based on the qualifying loan amount and how long you maintain the qualifying loan utilisation. Each eligible drawdown is assessed separately. Interest will continue to accrue in accordance with the applicable CreditNow loan terms.

How many drawdowns are eligible for cashback?

All CreditNow drawdowns made during the Promotion Period may qualify, subject to the applicable minimum drawdown amount and qualifying utilisation period.

Can I still make an early repayment?

You may make a partial or full early repayment at any time, with no early repayment fee, subject to the applicable loan terms. You should make repayment decisions based on your business financing needs.
However, please note that this promotion offers cashback only if you maintain your drawdown for the full required holding period (30 or 90 days, depending on the applicable tier). If you make an early repayment before the holding period, you would not be eligible to qualify for the applicable cashback.

What if I fully repay my loan before 1 month?

If you fully repay your loan before 30 days, you would not be eligible to participate in this promotion as your drawdown does not meet the minimum utilisation period. You may still make full early repayment at any time with no early repayment fee.

What if I qualify for the 30-day Cashback and later qualify for the 90-day Cashback?

The 90-day cashback tier is the total cashback you can earn on that drawdown, not extra cashback on top of the 30-day tier. You will get cashback on the 30-day tier first; if the same drawdown later qualifies for the 90-day tier, we will top up by paying you the difference between the two.

For example, for a qualifying SGD100,000 drawdown, you may first receive SGD50 and then an additional SGD450, for a total Cashback of SGD500.

Is the Cashback deducted from the interest I pay?

No. Interest will continue to be charged in accordance with the applicable CreditNow loan terms. If you meet the promotion requirements, the cashback will be credited separately to your ANEXT Business Account.

What happens if I miss a repayment?

To be eligible for the cashback, please ensure that all repayments due during the applicable qualifying period are made on or before their due dates. Late or overdue repayments will result in the relevant drawdown no longer meeting the eligibility requirements for the promotion.

When will I receive my Cashback?

Cashback will be credited to your ANEXT Business Account after the applicable qualifying period and after we have verified that all promotion requirements have been met. You will get cashback on the 30-day tier first (within 60 days from the date of the relevant drawdown); if the same drawdown later qualifies for the 90-day tier, we will top up by paying you the difference between the two after the 90-day period (within 120 days from the date of the relevant drawdown).

Do I need to submit a claim for my Cashback?

No. If you meet all eligibility and qualifying requirements, your cashback will be calculated automatically. No separate claim or registration is required.

T&Cs apply.