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Multi-currency, up to daily 1.0% p.a interest, local and international transfers – all in one business account.

Business Loans

Flexible financing solutions designed to power your next move.

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Pay-Per-Use

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No long lock-ins – choose tenures from just 1 month to 12 months.

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ANEXT Pay-Per-Use

A credit line for loan terms up to 6 months

Use your loan like a credit line – withdraw whenever you have balance. Pay a flat monthly fee on each drawdown, and repay the principal in the final month.

Apply now

Collateral-free business loans for every stage of growth

From startups to enterprises, our loans give you the flexibility to fund operations, fuel growth, and manage cash flow.

No collateral required

No additional documents needed for loans up to SGD 30,000.

Free business account

Zero charges for monthly account fees, fall-below fees or early repayments.

Competitive interest rates

Earn up to daily 1.0% p.a. interest, helping to offset your borrowing costs.

Calculate your Pay-Per-Use loan

Draw on funds from your approved credit line when needed. Pay monthly fees during the term, then repay the principal amount at maturity. Calculate your estimated costs for each drawdown below.

I want to draw down:
SGD
0
Min. SGD 5,000
Max. SGD 500,000
Repayment period:
Estimated total repayment amount:
SGD 0
SGD 10,000
Apr
SGD 10,000
May
SGD 10,000
Jun
SGD 10,000
Jul
SGD 10,000
Aug
SGD 10,000
Sep
Monthly flat fee
SGD 0 / month
Principal
Final month repayment
SGD 0
View repayment schedule
Repayment Schedule
Total Months:

Disclaimer: This does not constitute any offer of loan facilities from ANEXT Bank. Loan facilities are granted at the discretion of ANEXT Bank. The computations shown are based on information provided by you, and are strictly for illustrative purposes to give an indication of repayment information. The computations do not include the facility fee that is chargeable on an ANEXT Business Loan. Actual interest and/or repayment amounts may differ from, or be higher than, what is shown here. ANEXT Bank accepts no liability for any errors or omissions, or for any loss arising from, any use of or reliance on these computations.

Apply anytime, anywhere​

Start your application with CorpPass / MyInfo Business

All Singapore incorporated businesses can apply for ANEXT Business Account.

Tip: Check your entity’s eligibility and manage accesses on the official CorpPass website before applying

Verify your company details

The online application will be pre-filled with your business information. You’ll receive a link via email and SMS to confirm your identity and business account application details.

Authorise the application

Appointed company representatives are required to authorise the application to open the account.

Have an existing application?

Continue or track your application status.

Return to application

Have questions?

Pay-Per-Use operates similarly to a credit line with an approved loan limit that is valid for one year. You only start making repayments after you draw down from the approved limit. For each drawdown, you may select a repayment tenure of between 1 and 6 months.

Repayments are automatically deducted from your ANEXT Business Account by 11:30 PM (SGT) on each scheduled due date.

To avoid late payment or overdue charges, please ensure that your account has sufficient funds before the repayment date.

You can view your repayment schedule at any time via ANEXT Online Banking.

A one-time facility fee of up to 2% of the loan amount or S$200 (whichever is higher) will be charged upon successful acceptance of the ANEXT Business Loan.

For the Pay-Per-Use repayment option, there is no early repayment fee.

Other fees and charges may apply. Please refer to the the Bank’s fee schedule and terms and conditions for further details.

Once your loan has been approved and disbursed, you’ll receive an email with instructions to access your loan details. If it’s your first time logging in, you’ll be prompted to do a one-time reset of your password. Thereafter you can log in to Online Banking or the Mobile Banking app, navigate to the Loans section and view your loan amount/limit and repayment schedule.

For security, ANEXT will never ask you to share your password or OTP.

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Ready to drive what's next for your business?

Join Singapore businesses that are growing with ANEXT Bank.

Open your business account and get solutions tailored to your needs.

Apply for loan

Explore other loans

Not the right fit? Discover financing solutions designed for different business needs and growth stages.

CreditNow

Credit line of up to SGD 300,000, with no documents required. Draw down and repay anytime, with repayment tenures of up to 12 months.

Pay Monthly

Term loans from SGD 5,000 to SGD 500,000, repayable in monthly instalments over up to 5 years.

Secured Loans

Pledge your business assets to access larger loan amounts at competitive rates

All visual representations (including but not limited to figures, rates, and user interfaces) are for illustration only. T&Cs apply.